PM Fasal Bima Yojana 2026: Registration, Status, List, Claim Kaise Kare
Last Updated: 16 October 2026 | SarkariYojanaInd.com | PMFBY Latest Update
Short Info: PM Fasal Bima Yojana ke tahat kisano ko fasal kharab hone par 2 Lakh tak ka bima cover diya ja raha hai. Kharif 2026 ke liye registration shuru ho chuka hai. Kisan ghar baithe online apply karke apni fasal ka bima kara sakte hain.
1. PM Fasal Bima Yojana Kya Hai? (PMFBY)
Pradhan Mantri Fasal Bima Yojana (PMFBY) Bharat Sarkar ki sabse badi fasal bima yojana hai jise 18 February 2016 ko Pradhan Mantri Narendra Modi ji dwara shuru kiya gaya tha. Is yojana ka mukhya uddeshya prakritik aapdao, keet aur rogo ke karan fasal ko hone wale nuksan se kisano ko aarthik suraksha pradan karna hai.
Bharat me har saal lakhon kisan sukha, baadh, ole girna, chakravat, be-mausam barish ki wajah se apni fasal kho dete hain. Aise me unpar karj ka bojh badh jata hai. PM Fasal Bima Yojana unhi kisano ke liye ek suraksha kavach ka kaam karti hai. Is yojana me kisan bahut kam premium dekar apni poori fasal ka bima karwa sakta hai. Bacha hua premium Kendra aur Rajya Sarkar 50:50 ke anupat me milkar bima company ko deti hai.
PMFBY ke tahat Kharif aur Rabi dono season ki faslon ka bima kiya jata hai. Isme Anaaj, Tilyan, Dalhan aur Vaanijyik / Bagwani faslein shamil hain. 2026 me is yojana me bada badlav kiya gaya hai, ab isko aur adhik technology se joda gaya hai jaise ki CCE ki jagah TECH-C, Drone se fasal nuksan ka aaklan aur 72 ghante ke andar claim settlement.
2. PM Fasal Bima Yojana 2026 Overview
| Bindu | Vivaran |
|---|---|
| Yojana ka Naam | Pradhan Mantri Fasal Bima Yojana (PMFBY) |
| Shuru Hui | 18 February 2016 |
| Nodal Ministry | Krishi Evam Kisan Kalyan Mantralaya |
| Labharthi | Desh ke Sabhi Kisan (Malik + Bataidar) |
| Bima Rashi | Fasal ki Lagat ke Anusar (Maximum 2 Lakh) |
| Premium | Kharif 2%, Rabi 1.5%, Bagwani 5% |
| Official Website | pmfby.gov.in |
3. PM Fasal Bima Yojana ka Uddeshya
- Aarthik Sahayata: Fasal kharab hone par kisan ko turant aarthik madad dena.
- Karj Se Mukti: Kisan ko karj ke jaal se bachana aur agle season ke liye saksham banana.
- Nayi Takneek: Kheti me aadhunik takneek aur naye beej istemal karne ke liye protsahit karna.
- Kisan ki Aay Badhana: Kisan ki aay ko doguna karne ke lakshya ko pura karna.
- Risk Kam Karna: Krishi ko ek surakshit vyavsay banana.
4. PM Fasal Bima Yojana Me Kaun Si Faslein Cover Hoti Hain?
Is yojana me lagbhag sabhi faslon ko cover kiya gaya hai:
| Season | Faslein |
|---|---|
| Kharif (June-Oct) | Dhan, Makka, Jowar, Bajra, Ragi, Urad, Moong, Tur, Soyabean, Moongfali, Kapas |
| Rabi (Nov-April) | Gehu, Chana, Jau, Masoor, Matar, Sarson, Alsi, Kusum |
| Bagwani / Commercial | Kela, Angoor, Seb, Santra, Aloo, Pyaj, Mirch, Tamatar, Haldi, Jeera |
5. PM Fasal Bima Yojana Premium Kitna Lagta Hai?
Yahi is yojana ki sabse khaas baat hai. Kisan ko bahut kam premium dena padta hai:
- Kharif Fasal ke liye: Bima rashi ka sirf 2% hi kisan dega.
- Rabi Fasal ke liye: Bima rashi ka sirf 1.5% hi kisan dega.
- Bagwani aur Vaanijyik Fasal ke liye: Bima rashi ka 5% kisan dega.
Udaharan: Yadi aapki Dhan ki fasal ki bima rashi 40,000 Rs. hai (Kharif), to aapko sirf 40,000 ka 2% = 800 Rs. hi dena hoga. Bacha hua 39,200 Rs. Sarkar bima company ko degi. Fasal kharab hone par aapko poora 40,000 Rs. milega.
6. Patrata / Eligibility Criteria
- Aavedak Bharat ka nagrik aur Kisan hona chahiye.
- Adhisuchit Kshetra (Notified Area) me adhisuchit fasal uga raha ho.
- Batayidar / Baantdar kisan bhi is yojana ka labh le sakte hain.
- Un kisanon ke liye bhi hai jinhone KCC se karj nahi liya hai (Non-Loanee).
- Kisan ka Bank Khata Aadhar se link hona anivarya hai.
- Ek hi Khasra Number par dobara bima nahi hoga.
7. Jaruri Dastavej
- Aadhar Card
- Bank Passbook (Aadhar Linked)
- Khasra / Khatauni / Bhu-Abhilekh ki Nakal
- Buaai Praman Patra / Fasal Buaai ka Saboot
- Kirayenama / Batayidar hone ka Agreement (yadi batayidar hai)
- Mobile Number
- KCC Loan Passbook (yadi Loanee hai)
8. PM Fasal Bima Yojana Online Registration Kaise Kare? (Step by Step 2026)
Kharif 2026 ke liye antim tithi 31 July 2026 hai. Ghar baithe mobile se aise apply kare:
Step 1: Official Website pmfby.gov.in par jaye aur “Farmer Corner – Apply as Farmer” par click kare.
Step 2: “Create New User / Guest Farmer” par click karke Mobile Number se registration kare. OTP aayega.
Step 3: Login karne ke baad Form khulega. Usme Rajya, Jila, Tehsil, Gaon bhare.
Step 4: Kisan ka Vivaran – Naam, Pita ka Naam, Aadhar, Bank Details, Khasra No. bhare.
Step 5: Fasal ka Vivaran – Season (Kharif/Rabi), Fasal ka Naam, Buaai Kshetra (Hectare me) bhare.
Step 6: Dastavej Upload kare – Aadhar, Khatauni, Bank Passbook ki photo upload kare.
Step 7: Premium ka Payment UPI / Net Banking / Debit Card se kare. Loanee kisan ka premium bank khud kaat leta hai.
Step 8: Ant me Receipt download kar le. Is receipt me Application ID hogi jisse aap status check kar sakte hain.
Important: CSC / Jan Seva Kendra se bhi aap Rs. 40 me registration kara sakte hain. CSC ki ID pmfby.csccloud.in hai.
9. PM Fasal Bima Yojana Status Kaise Check Kare?
Application karne ke baad status check karna bahut jaruri hai:
- pmfby.gov.in par jaye > Application Status par click kare.
- Application ID / Aadhar Number / Mobile Number dale.
- Captcha bhar kar Check Status par click kare.
- Aapko dikhega – Application Approved, Bank ne Premium Kata ya Bima Company ne Accept kiya.
10. PM Fasal Bima Claim Kaise Kare? Fasal Kharab Hone Par
Ye sabse mahatvapurna step hai. Fasal kharab hote hi turant claim kare:
- 72 Ghante ka Niyam: Fasal kharab hone ke 72 ghante ke andar suchna dena anivarya hai.
- Kaise Suchna De: Toll Free No. 14447 par call kare, ya pmfby.gov.in par “Crop Loss Intimation” par click kare, ya Crop Insurance App download kare.
- Kya Batana Hai: Application ID, Fasal ka naam, Nuksan ka karan (Baadh/Sukha/Ole), Nuksan ka %.
- Survey: Suchna ke baad Bima Company ka Agent aur Krishi Vibhag ka Adhikari 7 din ke andar khet ka survey karega (Drone / Mobile App se).
- Paisa: Survey ke 15-21 din ke andar bima ka paisa seedha Aadhar Linked Bank Khate me DBT ke through aa jayega.
11. PM Fasal Bima Yojana Beneficiary List Kaise Dekhe?
Beneficiary list har season ke baad jari hoti hai:
- pmfby.gov.in > Beneficiary List / State wise Report par jaye.
- Rajya, Jila, Block, Gram Panchayat select kare.
- Season – Kharif 2026 ya Rabi 2025-26 select kare.
- List me aapko Gaon ke sabhi kisan, unki fasal, bima rashi aur claim status dikh jayega.
12. PM Fasal Bima Yojana Ke Labh
Is yojana se kisan ko fasal nuksan par poora paisa mil jata hai, jisse wo agle season ki kheti kar sakta hai. Bank ka NPA nahi badhta, Kisan ka CIBIL kharab nahi hota. Sarkar ko bhi data milta hai ki kis kshetra me kaun si fasal kharab hui hai. Is yojana ne ab tak 12 crore se adhik kisano ko 1.5 lakh crore Rs. se adhik ka claim diya hai. 2026 me is yojana ka budget badha kar 15,695 crore kar diya gaya hai.
13. FAQs – PMFBY 2026
Q1. PM Fasal Bima Yojana me premium kitna lagta hai?
Ans: Kharif 2%, Rabi 1.5% aur Bagwani ke liye 5% premium kisan ko dena hota hai, baki sarkar deti hai.
Q2. Kya Bataidar Kisan bhi apply kar sakta hai?
Ans: Haan, malik ki anumati ya kirayenama hone par bataidar kisan bhi is yojana ka labh le sakta hai.
Q3. Fasal Bima ka paisa kab aata hai?
Ans: Fasal nuksan ki suchna ke 15-21 din ke andar bima company dwara seedha bank khate me bhej diya jata hai.
Q4. PM Fasal Bima Yojana ka Toll Free Number kya hai?
Ans: Iska Toll Free Number 14447 hai, yaha se aap registration, status aur claim ki jankari le sakte hain.
14. Nishkarsh
PM Fasal Bima Yojana 2026 har kisan ke liye anivarya hai. Sirf 800-1000 Rs. me aap apni 40-50 hazar ki fasal ko surakshit kar sakte hain. Kharif 2026 ki antim tithi nikalne se pehle turant online apply kare. Yadi aap KCC Kisan hain to bank khud aapka premium kaat lega, lekin non-KCC kisan ko khud apply karna hoga. Is jankari ko apne gaon ke sabhi kisan bhaiyo ke sath share kare.
PM Fasal Bima Yojana aur Kisan Yojanao ki Latest Update ke liye Telegram Join Kare
PM Fasal Bima Yojana 2026: Registration, Status, List, Claim Kaise Kare
Last Updated: 16 October 2026 | SarkariYojanaInd.com | PMFBY Latest Update
Short Info: PM Fasal Bima Yojana ke tahat kisano ko fasal kharab hone par 2 Lakh tak ka bima cover diya ja raha hai. Kharif 2026 ke liye registration shuru ho chuka hai. Kisan ghar baithe online apply karke apni fasal ka bima kara sakte hain.
1. PM Fasal Bima Yojana Kya Hai? (PMFBY)
Pradhan Mantri Fasal Bima Yojana (PMFBY) Bharat Sarkar ki sabse badi fasal bima yojana hai jise 18 February 2016 ko Pradhan Mantri Narendra Modi ji dwara shuru kiya gaya tha. Is yojana ka mukhya uddeshya prakritik aapdao, keet aur rogo ke karan fasal ko hone wale nuksan se kisano ko aarthik suraksha pradan karna hai.
Bharat me har saal lakhon kisan sukha, baadh, ole girna, chakravat, be-mausam barish ki wajah se apni fasal kho dete hain. Aise me unpar karj ka bojh badh jata hai. PM Fasal Bima Yojana unhi kisano ke liye ek suraksha kavach ka kaam karti hai. Is yojana me kisan bahut kam premium dekar apni poori fasal ka bima karwa sakta hai. Bacha hua premium Kendra aur Rajya Sarkar 50:50 ke anupat me milkar bima company ko deti hai.
PMFBY ke tahat Kharif aur Rabi dono season ki faslon ka bima kiya jata hai. Isme Anaaj, Tilyan, Dalhan aur Vaanijyik / Bagwani faslein shamil hain. 2026 me is yojana me bada badlav kiya gaya hai, ab isko aur adhik technology se joda gaya hai jaise ki CCE ki jagah TECH-C, Drone se fasal nuksan ka aaklan aur 72 ghante ke andar claim settlement.
2. PM Fasal Bima Yojana 2026 Overview
| Bindu | Vivaran |
|---|---|
| Yojana ka Naam | Pradhan Mantri Fasal Bima Yojana (PMFBY) |
| Shuru Hui | 18 February 2016 |
| Nodal Ministry | Krishi Evam Kisan Kalyan Mantralaya |
| Labharthi | Desh ke Sabhi Kisan (Malik + Bataidar) |
| Bima Rashi | Fasal ki Lagat ke Anusar (Maximum 2 Lakh) |
| Premium | Kharif 2%, Rabi 1.5%, Bagwani 5% |
| Official Website | pmfby.gov.in |
3. PM Fasal Bima Yojana ka Uddeshya
- Aarthik Sahayata: Fasal kharab hone par kisan ko turant aarthik madad dena.
- Karj Se Mukti: Kisan ko karj ke jaal se bachana aur agle season ke liye saksham banana.
- Nayi Takneek: Kheti me aadhunik takneek aur naye beej istemal karne ke liye protsahit karna.
- Kisan ki Aay Badhana: Kisan ki aay ko doguna karne ke lakshya ko pura karna.
- Risk Kam Karna: Krishi ko ek surakshit vyavsay banana.
4. PM Fasal Bima Yojana Me Kaun Si Faslein Cover Hoti Hain?
Is yojana me lagbhag sabhi faslon ko cover kiya gaya hai:
| Season | Faslein |
|---|---|
| Kharif (June-Oct) | Dhan, Makka, Jowar, Bajra, Ragi, Urad, Moong, Tur, Soyabean, Moongfali, Kapas |
| Rabi (Nov-April) | Gehu, Chana, Jau, Masoor, Matar, Sarson, Alsi, Kusum |
| Bagwani / Commercial | Kela, Angoor, Seb, Santra, Aloo, Pyaj, Mirch, Tamatar, Haldi, Jeera |
5. PM Fasal Bima Yojana Premium Kitna Lagta Hai?
Yahi is yojana ki sabse khaas baat hai. Kisan ko bahut kam premium dena padta hai:
- Kharif Fasal ke liye: Bima rashi ka sirf 2% hi kisan dega.
- Rabi Fasal ke liye: Bima rashi ka sirf 1.5% hi kisan dega.
- Bagwani aur Vaanijyik Fasal ke liye: Bima rashi ka 5% kisan dega.
Udaharan: Yadi aapki Dhan ki fasal ki bima rashi 40,000 Rs. hai (Kharif), to aapko sirf 40,000 ka 2% = 800 Rs. hi dena hoga. Bacha hua 39,200 Rs. Sarkar bima company ko degi. Fasal kharab hone par aapko poora 40,000 Rs. milega.
6. Patrata / Eligibility Criteria
- Aavedak Bharat ka nagrik aur Kisan hona chahiye.
- Adhisuchit Kshetra (Notified Area) me adhisuchit fasal uga raha ho.
- Batayidar / Baantdar kisan bhi is yojana ka labh le sakte hain.
- Un kisanon ke liye bhi hai jinhone KCC se karj nahi liya hai (Non-Loanee).
- Kisan ka Bank Khata Aadhar se link hona anivarya hai.
- Ek hi Khasra Number par dobara bima nahi hoga.
7. Jaruri Dastavej
- Aadhar Card
- Bank Passbook (Aadhar Linked)
- Khasra / Khatauni / Bhu-Abhilekh ki Nakal
- Buaai Praman Patra / Fasal Buaai ka Saboot
- Kirayenama / Batayidar hone ka Agreement (yadi batayidar hai)
- Mobile Number
- KCC Loan Passbook (yadi Loanee hai)
8. PM Fasal Bima Yojana Online Registration Kaise Kare? (Step by Step 2026)
Kharif 2026 ke liye antim tithi 31 July 2026 hai. Ghar baithe mobile se aise apply kare:
Step 1: Official Website pmfby.gov.in par jaye aur “Farmer Corner – Apply as Farmer” par click kare.
Step 2: “Create New User / Guest Farmer” par click karke Mobile Number se registration kare. OTP aayega.
Step 3: Login karne ke baad Form khulega. Usme Rajya, Jila, Tehsil, Gaon bhare.
Step 4: Kisan ka Vivaran – Naam, Pita ka Naam, Aadhar, Bank Details, Khasra No. bhare.
Step 5: Fasal ka Vivaran – Season (Kharif/Rabi), Fasal ka Naam, Buaai Kshetra (Hectare me) bhare.
Step 6: Dastavej Upload kare – Aadhar, Khatauni, Bank Passbook ki photo upload kare.
Step 7: Premium ka Payment UPI / Net Banking / Debit Card se kare. Loanee kisan ka premium bank khud kaat leta hai.
Step 8: Ant me Receipt download kar le. Is receipt me Application ID hogi jisse aap status check kar sakte hain.
Important: CSC / Jan Seva Kendra se bhi aap Rs. 40 me registration kara sakte hain. CSC ki ID pmfby.csccloud.in hai.
9. PM Fasal Bima Yojana Status Kaise Check Kare?
Application karne ke baad status check karna bahut jaruri hai:
- pmfby.gov.in par jaye > Application Status par click kare.
- Application ID / Aadhar Number / Mobile Number dale.
- Captcha bhar kar Check Status par click kare.
- Aapko dikhega – Application Approved, Bank ne Premium Kata ya Bima Company ne Accept kiya.
10. PM Fasal Bima Claim Kaise Kare? Fasal Kharab Hone Par
Ye sabse mahatvapurna step hai. Fasal kharab hote hi turant claim kare:
- 72 Ghante ka Niyam: Fasal kharab hone ke 72 ghante ke andar suchna dena anivarya hai.
- Kaise Suchna De: Toll Free No. 14447 par call kare, ya pmfby.gov.in par “Crop Loss Intimation” par click kare, ya Crop Insurance App download kare.
- Kya Batana Hai: Application ID, Fasal ka naam, Nuksan ka karan (Baadh/Sukha/Ole), Nuksan ka %.
- Survey: Suchna ke baad Bima Company ka Agent aur Krishi Vibhag ka Adhikari 7 din ke andar khet ka survey karega (Drone / Mobile App se).
- Paisa: Survey ke 15-21 din ke andar bima ka paisa seedha Aadhar Linked Bank Khate me DBT ke through aa jayega.
11. PM Fasal Bima Yojana Beneficiary List Kaise Dekhe?
Beneficiary list har season ke baad jari hoti hai:
- pmfby.gov.in > Beneficiary List / State wise Report par jaye.
- Rajya, Jila, Block, Gram Panchayat select kare.
- Season – Kharif 2026 ya Rabi 2025-26 select kare.
- List me aapko Gaon ke sabhi kisan, unki fasal, bima rashi aur claim status dikh jayega.
12. PM Fasal Bima Yojana Ke Labh
Is yojana se kisan ko fasal nuksan par poora paisa mil jata hai, jisse wo agle season ki kheti kar sakta hai. Bank ka NPA nahi badhta, Kisan ka CIBIL kharab nahi hota. Sarkar ko bhi data milta hai ki kis kshetra me kaun si fasal kharab hui hai. Is yojana ne ab tak 12 crore se adhik kisano ko 1.5 lakh crore Rs. se adhik ka claim diya hai. 2026 me is yojana ka budget badha kar 15,695 crore kar diya gaya hai.
13. FAQs – PMFBY 2026
Q1. PM Fasal Bima Yojana me premium kitna lagta hai?
Ans: Kharif 2%, Rabi 1.5% aur Bagwani ke liye 5% premium kisan ko dena hota hai, baki sarkar deti hai.
Q2. Kya Bataidar Kisan bhi apply kar sakta hai?
Ans: Haan, malik ki anumati ya kirayenama hone par bataidar kisan bhi is yojana ka labh le sakta hai.
Q3. Fasal Bima ka paisa kab aata hai?
Ans: Fasal nuksan ki suchna ke 15-21 din ke andar bima company dwara seedha bank khate me bhej diya jata hai.
Q4. PM Fasal Bima Yojana ka Toll Free Number kya hai?
Ans: Iska Toll Free Number 14447 hai, yaha se aap registration, status aur claim ki jankari le sakte hain.
14. Nishkarsh
PM Fasal Bima Yojana 2026 har kisan ke liye anivarya hai. Sirf 800-1000 Rs. me aap apni 40-50 hazar ki fasal ko surakshit kar sakte hain. Kharif 2026 ki antim tithi nikalne se pehle turant online apply kare. Yadi aap KCC Kisan hain to bank khud aapka premium kaat lega, lekin non-KCC kisan ko khud apply karna hoga. Is jankari ko apne gaon ke sabhi kisan bhaiyo ke sath share kare.
PM Fasal Bima Yojana aur Kisan Yojanao ki Latest Update ke liye Telegram Join Kare
PM Fasal Bima Yojana 2026: Registration, Status, List, Claim Kaise Kare
Last Updated: 16 October 2026 | SarkariYojanaInd.com | PMFBY Latest Update
Short Info: PM Fasal Bima Yojana ke tahat kisano ko fasal kharab hone par 2 Lakh tak ka bima cover diya ja raha hai. Kharif 2026 ke liye registration shuru ho chuka hai. Kisan ghar baithe online apply karke apni fasal ka bima kara sakte hain.
1. PM Fasal Bima Yojana Kya Hai? (PMFBY)
Pradhan Mantri Fasal Bima Yojana (PMFBY) Bharat Sarkar ki sabse badi fasal bima yojana hai jise 18 February 2016 ko Pradhan Mantri Narendra Modi ji dwara shuru kiya gaya tha. Is yojana ka mukhya uddeshya prakritik aapdao, keet aur rogo ke karan fasal ko hone wale nuksan se kisano ko aarthik suraksha pradan karna hai.
Bharat me har saal lakhon kisan sukha, baadh, ole girna, chakravat, be-mausam barish ki wajah se apni fasal kho dete hain. Aise me unpar karj ka bojh badh jata hai. PM Fasal Bima Yojana unhi kisano ke liye ek suraksha kavach ka kaam karti hai. Is yojana me kisan bahut kam premium dekar apni poori fasal ka bima karwa sakta hai. Bacha hua premium Kendra aur Rajya Sarkar 50:50 ke anupat me milkar bima company ko deti hai.
PMFBY ke tahat Kharif aur Rabi dono season ki faslon ka bima kiya jata hai. Isme Anaaj, Tilyan, Dalhan aur Vaanijyik / Bagwani faslein shamil hain. 2026 me is yojana me bada badlav kiya gaya hai, ab isko aur adhik technology se joda gaya hai jaise ki CCE ki jagah TECH-C, Drone se fasal nuksan ka aaklan aur 72 ghante ke andar claim settlement.
2. PM Fasal Bima Yojana 2026 Overview
| Bindu | Vivaran |
|---|---|
| Yojana ka Naam | Pradhan Mantri Fasal Bima Yojana (PMFBY) |
| Shuru Hui | 18 February 2016 |
| Nodal Ministry | Krishi Evam Kisan Kalyan Mantralaya |
| Labharthi | Desh ke Sabhi Kisan (Malik + Bataidar) |
| Bima Rashi | Fasal ki Lagat ke Anusar (Maximum 2 Lakh) |
| Premium | Kharif 2%, Rabi 1.5%, Bagwani 5% |
| Official Website | pmfby.gov.in |
3. PM Fasal Bima Yojana ka Uddeshya
- Aarthik Sahayata: Fasal kharab hone par kisan ko turant aarthik madad dena.
- Karj Se Mukti: Kisan ko karj ke jaal se bachana aur agle season ke liye saksham banana.
- Nayi Takneek: Kheti me aadhunik takneek aur naye beej istemal karne ke liye protsahit karna.
- Kisan ki Aay Badhana: Kisan ki aay ko doguna karne ke lakshya ko pura karna.
- Risk Kam Karna: Krishi ko ek surakshit vyavsay banana.
4. PM Fasal Bima Yojana Me Kaun Si Faslein Cover Hoti Hain?
Is yojana me lagbhag sabhi faslon ko cover kiya gaya hai:
| Season | Faslein |
|---|---|
| Kharif (June-Oct) | Dhan, Makka, Jowar, Bajra, Ragi, Urad, Moong, Tur, Soyabean, Moongfali, Kapas |
| Rabi (Nov-April) | Gehu, Chana, Jau, Masoor, Matar, Sarson, Alsi, Kusum |
| Bagwani / Commercial | Kela, Angoor, Seb, Santra, Aloo, Pyaj, Mirch, Tamatar, Haldi, Jeera |
5. PM Fasal Bima Yojana Premium Kitna Lagta Hai?
Yahi is yojana ki sabse khaas baat hai. Kisan ko bahut kam premium dena padta hai:
- Kharif Fasal ke liye: Bima rashi ka sirf 2% hi kisan dega.
- Rabi Fasal ke liye: Bima rashi ka sirf 1.5% hi kisan dega.
- Bagwani aur Vaanijyik Fasal ke liye: Bima rashi ka 5% kisan dega.
Udaharan: Yadi aapki Dhan ki fasal ki bima rashi 40,000 Rs. hai (Kharif), to aapko sirf 40,000 ka 2% = 800 Rs. hi dena hoga. Bacha hua 39,200 Rs. Sarkar bima company ko degi. Fasal kharab hone par aapko poora 40,000 Rs. milega.
6. Patrata / Eligibility Criteria
- Aavedak Bharat ka nagrik aur Kisan hona chahiye.
- Adhisuchit Kshetra (Notified Area) me adhisuchit fasal uga raha ho.
- Batayidar / Baantdar kisan bhi is yojana ka labh le sakte hain.
- Un kisanon ke liye bhi hai jinhone KCC se karj nahi liya hai (Non-Loanee).
- Kisan ka Bank Khata Aadhar se link hona anivarya hai.
- Ek hi Khasra Number par dobara bima nahi hoga.
7. Jaruri Dastavej
- Aadhar Card
- Bank Passbook (Aadhar Linked)
- Khasra / Khatauni / Bhu-Abhilekh ki Nakal
- Buaai Praman Patra / Fasal Buaai ka Saboot
- Kirayenama / Batayidar hone ka Agreement (yadi batayidar hai)
- Mobile Number
- KCC Loan Passbook (yadi Loanee hai)
8. PM Fasal Bima Yojana Online Registration Kaise Kare? (Step by Step 2026)
Kharif 2026 ke liye antim tithi 31 July 2026 hai. Ghar baithe mobile se aise apply kare:
Step 1: Official Website pmfby.gov.in par jaye aur “Farmer Corner – Apply as Farmer” par click kare.
Step 2: “Create New User / Guest Farmer” par click karke Mobile Number se registration kare. OTP aayega.
Step 3: Login karne ke baad Form khulega. Usme Rajya, Jila, Tehsil, Gaon bhare.
Step 4: Kisan ka Vivaran – Naam, Pita ka Naam, Aadhar, Bank Details, Khasra No. bhare.
Step 5: Fasal ka Vivaran – Season (Kharif/Rabi), Fasal ka Naam, Buaai Kshetra (Hectare me) bhare.
Step 6: Dastavej Upload kare – Aadhar, Khatauni, Bank Passbook ki photo upload kare.
Step 7: Premium ka Payment UPI / Net Banking / Debit Card se kare. Loanee kisan ka premium bank khud kaat leta hai.
Step 8: Ant me Receipt download kar le. Is receipt me Application ID hogi jisse aap status check kar sakte hain.
Important: CSC / Jan Seva Kendra se bhi aap Rs. 40 me registration kara sakte hain. CSC ki ID pmfby.csccloud.in hai.
9. PM Fasal Bima Yojana Status Kaise Check Kare?
Application karne ke baad status check karna bahut jaruri hai:
- pmfby.gov.in par jaye > Application Status par click kare.
- Application ID / Aadhar Number / Mobile Number dale.
- Captcha bhar kar Check Status par click kare.
- Aapko dikhega – Application Approved, Bank ne Premium Kata ya Bima Company ne Accept kiya.
10. PM Fasal Bima Claim Kaise Kare? Fasal Kharab Hone Par
Ye sabse mahatvapurna step hai. Fasal kharab hote hi turant claim kare:
- 72 Ghante ka Niyam: Fasal kharab hone ke 72 ghante ke andar suchna dena anivarya hai.
- Kaise Suchna De: Toll Free No. 14447 par call kare, ya pmfby.gov.in par “Crop Loss Intimation” par click kare, ya Crop Insurance App download kare.
- Kya Batana Hai: Application ID, Fasal ka naam, Nuksan ka karan (Baadh/Sukha/Ole), Nuksan ka %.
- Survey: Suchna ke baad Bima Company ka Agent aur Krishi Vibhag ka Adhikari 7 din ke andar khet ka survey karega (Drone / Mobile App se).
- Paisa: Survey ke 15-21 din ke andar bima ka paisa seedha Aadhar Linked Bank Khate me DBT ke through aa jayega.
11. PM Fasal Bima Yojana Beneficiary List Kaise Dekhe?
Beneficiary list har season ke baad jari hoti hai:
- pmfby.gov.in > Beneficiary List / State wise Report par jaye.
- Rajya, Jila, Block, Gram Panchayat select kare.
- Season – Kharif 2026 ya Rabi 2025-26 select kare.
- List me aapko Gaon ke sabhi kisan, unki fasal, bima rashi aur claim status dikh jayega.
12. PM Fasal Bima Yojana Ke Labh
Is yojana se kisan ko fasal nuksan par poora paisa mil jata hai, jisse wo agle season ki kheti kar sakta hai. Bank ka NPA nahi badhta, Kisan ka CIBIL kharab nahi hota. Sarkar ko bhi data milta hai ki kis kshetra me kaun si fasal kharab hui hai. Is yojana ne ab tak 12 crore se adhik kisano ko 1.5 lakh crore Rs. se adhik ka claim diya hai. 2026 me is yojana ka budget badha kar 15,695 crore kar diya gaya hai.
13. FAQs – PMFBY 2026
Q1. PM Fasal Bima Yojana me premium kitna lagta hai?
Ans: Kharif 2%, Rabi 1.5% aur Bagwani ke liye 5% premium kisan ko dena hota hai, baki sarkar deti hai.
Q2. Kya Bataidar Kisan bhi apply kar sakta hai?
Ans: Haan, malik ki anumati ya kirayenama hone par bataidar kisan bhi is yojana ka labh le sakta hai.
Q3. Fasal Bima ka paisa kab aata hai?
Ans: Fasal nuksan ki suchna ke 15-21 din ke andar bima company dwara seedha bank khate me bhej diya jata hai.
Q4. PM Fasal Bima Yojana ka Toll Free Number kya hai?
Ans: Iska Toll Free Number 14447 hai, yaha se aap registration, status aur claim ki jankari le sakte hain.
14. Nishkarsh
PM Fasal Bima Yojana 2026 har kisan ke liye anivarya hai. Sirf 800-1000 Rs. me aap apni 40-50 hazar ki fasal ko surakshit kar sakte hain. Kharif 2026 ki antim tithi nikalne se pehle turant online apply kare. Yadi aap KCC Kisan hain to bank khud aapka premium kaat lega, lekin non-KCC kisan ko khud apply karna hoga. Is jankari ko apne gaon ke sabhi kisan bhaiyo ke sath share kare.
PM Fasal Bima Yojana aur Kisan Yojanao ki Latest Update ke liye Telegram Join Kare