Bihar Mukhyamantri Jan Arogya Yojana 2026

1. Bihar Mukhyamantri Jan Arogya Yojana Kya Hai?

Bihar Mukhyamantri Jan Arogya Yojana (CMJAY) Bihar sarkar ki ek bahut badi health insurance yojana hai. Is yojana ko Bihar ke un parivaron ke liye shuru kiya gaya hai jo Kendra Sarkar ki Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) ka labh nahi le paaye.

PM-JAY me keval 2011 ki jangadna (SECC) list ke aadhar par parivaron ko joda gaya tha. Lekin Bihar me lakho aise garib parivar hain jinke paas ration card hai, jo garib hain, lekin PM-JAY ki list me unka naam nahi hai. Is kami ko pura karne ke liye Bihar ke Mukhyamantri ne Mukhyamantri Jan Arogya Yojana shuru ki.

Is yojana ka ek hi nara hai – “Rashan Card Hai To Health Card Bhi Hai”. Is yojana ke tahat pratyek parivar ko prati varsh 5 lakh rupaye tak ka free ilaj sarkari aur private dono tarah ke suchibaddh (empanelled) hospitalo me milta hai. Ye ilaj poori tarah cashless hota hai, matlab mareej ko ek rupya bhi jama nahi karna padta.

Bihar me is yojana ke tahat ab tak 1.08 Crore parivar PM-JAY me aur lagbhag 89 lakh parivar CM-JAY me jode gaye hain. Yani lagbhag 13 crore janta ko health suraksha dene ka lakshya hai.

2. Mukhyamantri Jan Arogya Yojana Ka Uddeshya

• Garibon ko Muft Ilaj: Aarthik roop se kamjor parivaron ko mehnge ilaj se bachana.
• Karz aur Gareebi se Bachao: Aksar dekha gaya hai ki bimari ke karan logon ko apna khet, zameen bechni padti hai. Ye yojana is bojh ko khatam karti hai.
• Universal Health Coverage: Bihar ke har ration card dhari parivar ko health insurance dena.
• Gambhir Bimariyon Ka Ilaj: Cancer, Heart Surgery, Kidney Transplant, Neuro Surgery jaise mehnge ilaj bhi isme cover hain.
• Private Hospital Me Bhi Ilaj: Sirf sarkari nahi, balki 900+ private hospital me bhi ilaj ki suvidha.

3. Bihar Mukhyamantri Jan Arogya Yojana Ke Labh (Benefits)

Kya-Kya Free Hai Hospital Me?

• Doctor ki fees, Bed charge, ICU charge
• Operation / Surgery ka kharcha
• X-Ray, MRI, CT Scan, Blood Test jaise saare test
• Dawaiyan aur injection
• Hospital me khana
• Transport allowance kuch mamlo me

4. Kaun-Kaun Si Bimariyaan Cover Hain? (Diseases List)

CM Jan Arogya Yojana me 1500+ se zyada bimariyaan aur operation cover kiye gaye hain. Mukhya roop se:

1. Heart Surgery – Bypass, Valve Replacement, Angioplasty, Pacemaker
2. Cancer Ka Ilaj – Chemotherapy, Radiotherapy, Surgery
3. Kidney – Dialysis, Kidney Transplant, Kidney Stone Operation
4. Neuro Surgery – Brain Tumor, Spine Surgery
5. Accident / Trauma – Had Bone Operation, Burn Cases
6. Aankh, Naak, Kaan ki bimariyaan
7. Bachhon ki bimariyaan aur General Surgery – Hernia, Appendix, Gall Bladder
8. Covid-19 aur anya sankramak bimariyon ka ilaj

Note: OPD (sirf doctor ko dikhake dawai leke ghar aana), Vitamin Tonic, Cosmetic Surgery is yojana me cover nahi hai.

5. Eligibility – Kaun Labh Le Sakta Hai?

6. Zaruri Dastavez (Documents Required)

• Aadhaar Card (sabhi sadasya ka)
• Bihar ka Ration Card (Antyodaya / PHH Card)
• Mobile Number jo Aadhaar se link ho (OTP ke liye)
• Passport size photo
• Niwas Praman Patra (zarurat padne par)
• Aay Praman Patra (kuch cases me)

7. Bihar Mukhyamantri Jan Arogya Yojana Card Online Apply Kaise Kare?

Card banwane ke 3 tareeke hain – sabse aasan tareeka niche diya gaya hai:

Method 1: Ayushman App Se (Ghar Baithe)

1. Google Play Store se Ayushman App download kare.
2. App me Beneficiary ke roop me login kare, Aadhaar number aur mobile OTP dale.
3. Aapka Ration Card data automatically show hoga. Yadi aap CM-JAY ke liye patra hain to naam dikhega.
4. e-KYC kare – Aadhaar OTP ya Fingerprint se.
5. Photo capture kare aur form submit kare.
6. 24-48 ghante me aapka Ayushman Card / CM Jan Arogya Card approve ho jayega, use download kar sakte hain.

Method 2: CSC / Jan Seva Kendra Se

1. Apne nazdeek ke Common Service Center (CSC) ya Vasudha Kendra par jaye.
2. Operator ko Ration Card aur Aadhaar Card dijiye.
3. Wo PMJAY / CMJAY portal par aapki patratra check karega.
4. Biometric verification ke baad aapka card bana dega. Sirf 10-20 rupaye print charge lagega.

Method 3: Hospital Me Card Banao

Bihar ke 900+ empanelled sarkari aur private hospital me Ayushman Mitra Helpdesk bana hua hai. Agar aap hospital me bharti hain aur card nahi hai, to waha turant aapka card bana diya jayega aur ilaj bhi shuru ho jayega.

8. Hospital List Kaise Dekhe?

Bihar me 694 sarkari aur 208 private hospital is yojana se jude hain. List dekhne ke liye:

• Official Website: bis.pmjay.gov.in ya beneficiary.nha.gov.in par jaye.
• Hospital Search me State – Bihar select kare.
• Aapko apne jile ke sabhi hospital ka naam, address aur contact number mil jayega.

9. Mukhyamantri Jan Arogya Yojana Status Check Kaise Kare?

1. beneficiary.nha.gov.in par login kare.
2. Apna Aadhaar number dale.
3. Aapka card status – Approved / Pending / Rejected show hoga.
4. Card ko PDF me download karke print kara sakte hain.

10. FAQ – Aksar Puche Jaane Wale Sawal

11. Nishkarsh (Conclusion)

Bihar Mukhyamantri Jan Arogya Yojana sach me garib parivaron ke liye vardan hai. Bihar jaise rajya me jahan abhi bhi log bimari ke kharche se darte hain, waha 5 lakh tak ka muft ilaj ek bahut badi rahat hai. Agar aapke paas Bihar ka ration card hai to aaj hi apna aur apne parivar ka Ayushman Card / Jan Arogya Card banwa lijiye. Ye kagaz ka tukda nahi, aapke parivar ki suraksha kavach hai.

Is article ko apne doston aur rishtedaron ke saath zarur share kare taaki koi bhi is yojana ke labh se vanchit na rahe.